Bea Chaiklin

Senior Loan Officer NMLS#: 59771

Contact me today!


Phone: 973-992-3650
Get Pre-Qualified

Why Is Home Loan Pre-Qualification Useful?

Home loan pre-qualification helps you get a better idea of what size and type of mortgage you might qualify for in advance of submitting your actual mortgage application. With this information in hand, you can better plan and prepare financially for meeting your home ownership goals.

Once you have an idea of your borrowing power and what type of mortgage you may qualify for, you’ll have a better sense of what size monthly mortgage payment you can afford.  Having this knowledge is essential when determining your budget, which will aid you in your home search.

How Does Pre-Qualification Work?

When getting pre-qualified, you will provide us with a picture of your financial situation (debt, income and assets) and we will use that information to give you an idea of what size mortgage you may qualify for. It’s that simple. While pre-qualification is different from submitting a full mortgage application and doesn’t guarantee you will be approved for a loan, it is an immensely useful tool in the home buying preparation process.

Get Pre-Qualified For A Mortgage Today

Learn how much you can afford and which mortgage program is right for you. We’ll provide you with a free pre-qualification and a consultation to discuss your financial situation and find the program that best meets your needs.

Pre-qualification is the first step in the mortgage application process. Get started today.